General Liability InsuranceGet Quote Now Unfortunately, for every business owner the chances of getting sued have dramatically increased in the last decade. General Liability insurance can prevent a legal suit from turning into a financial disaster by providing financial protection in case your business is ever sued
or held legally responsible for some injury
or damage.
General Liability pays losses arising from real
or alleged bodily injury, property damage,
or personal injury on your business premises
or arising from your products or operations.
It will also pay for medical bills accrued by others injured by the business.
General Liability Protection May Include the Following Coverage: Bodily Injury, including the cost of care, the loss of services, and the restitution for any death that results from injury Property Damage coverage for the physical damage to property of others or the loss of use of that property Products and Completed Operations provides liability protection (damages and legal expenses up to your policy’s limit – some carriers provide defense coverage in addition to your liability limits) if an injury ever resulted from something your company made or service your company provided Contractual Liability extends to any liability you may assume by entering into a variety of contracts Other coverage includes: Reasonable Use of Force Borrowed Equipment Liquor Liability Non-Owned Vehicles (such as aircraft and watercraft) Fire, Lightning or Explosion Damage Water Damage Liability Protection Legal Defense Costs Medical Payments Personal Injury Advertising Injury