Condo/Co-op Coverage Get A Quote Now


You live in a condo, and the association has insurance. So why do you need insurance, too?

Your condominium association insurance covers the condominium building, commonly owned property, and liability insurance for the association. The articles of the condominium association and state law determine exactly which building components are covered under the association's master insurance policy. In most instances the association's coverage stops inside the exterior walls, meaning that you are responsible for the interior walls and possibly for fixtures, as well as your personal property and liability exposures. Condominium Insurance policies are designed specifically for condo or co-op owners. These policies protect you from losses to your personal property and the interior of your unit, as well as liability protection for bodily injury or property damage to others.